1.
T. Ramayah, Muhamad Jantan, Mohd Nasser Mohd Noor, Koay Pei Ling, Razli Che Razak. RECEPTIVENESS OF INTERNET BANKING BY MALAYSIAN CONSUMERS: THE CASE OF PENANG. AAMJ. 2003;8(2):1–29. Accessed November 22, 2024. https://ejournal.usm.my/aamj/article/view/aamj_vol8-no-2-2003_1