Pham, T. P.; Nguyen, D. T. N.; Hoang, S. D.; Tran, T. B. Effects of Fintech Firms on Banking Profitability in ASEAN-5 During the Pandemic COVID-19. aamjaf 2025, 21 (2), 277-308. https://doi.org/10.21315/aamjaf2025.21.2.9.