“Default Risk Analysis in Micro, Small and Medium Enterprises: Does Debt Overhang Theory Occur?” (2014) Asian Academy of Management Journal of Accounting and Finance, 10(1), pp. 95–131. Available at: https://ejournal.usm.my/aamjaf/article/view/aamjaf_vol10-no1-2014_5 (Accessed: 18 May 2024).